Wednesday, April 21, 2010

Something's Wrong...

...I just haven't been in the mood to craft lately.

Is it because I'm tired of cleaning up the mess I make everytime I dole out my supplies? Nope.

Could it be because I have no space in this tiny place we have to release my creative energy? Um...maybe, but not really.

Is it because we applied for a home loan and I've been holding my breath to find out if we got approved?

DING! DING! DING!



That's right folks! We're buying our first house and I'm so thrilled! I've been doing nothing but HAPPY DANCING! Hey Emily N. (too Blessed to Stress), please join me in the dancing if you could please!

Now, if only I could find a house for $683! My life would be OH SO SWEET!

Any advice from you home owners would be greatly appreciated!

5 comments:

  1. Exciting.... CONGRATS!!! I think your mind is pre-occupied with a home... once you get into one you will be in crafty decorating inspired mood. Good luck!!! Jenn P.S. Thanks for following my craft blog ;)

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  2. I have lot's of advice. Remember you asked for it. LOL!

    Make a list of the things you would like. Then go through that list and figure out what is a must have and what would be nice.

    Don't automatically look for a house in the price range that the bank approved you for. Go to any realty web site and play around with their mortgage calculator. Figure out a price you want to pay every month including taxes and insurnace and it'll give you a total. Then try to find a house in that price range. You'll thank yourself later down the road.

    Googlemaps.com will become one of your best friends during this. You find a house you like and can look it up on there to check it out further and what's around it.

    If you are moving the kids to a different school district don't forget to check out all the schools. Here if you go to the districts main site you can check out all the schools in it. There's also an option for school report cards. It'll show you that schools population, diversity, % of free and reduced lunches, class sizes, test scores, programs the school offers and more. There's also a map with school boundary lines on the main site as well.

    Check with the areas police department. There's a wonderful web site here that you type in an address and it'll show you all the crime within the radius you select for the last 90 days. It'll show you exact locations things happened.

    Also don't forget to check that sex offender registry!

    I also found it helpful to look up potential homes on the county assessors web site. You got more details than the typical realty listing and it lists certain problems/improvements. Just a lot of details.

    most importantly though find a realtor that you trust and feel comfortable with. And try to go through this process with your head and not heart. But listen to what your gut tells you.

    Good luck to you and if you have any questions at all don't hesitate to ask.

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  3. Forgot about all the closing things.

    Don't pass up the home inspection. And see if the seller is willing to pay closing costs and give you a home waranty.

    I know the market is finally starting to turn around but I these things still shouldn't be hard to haggle for.

    There were all these little fees that added up for us that we didn't fully understand until we had been looking at houses for a few months.

    Just ask a lot of questions.

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  4. Thanks for stopping by my blog! I'm having fun checking out yours, right now. How exciting that you are looking for a home of your own! I agree with all of the above. Even if you don't have kids in school yet, the quality of schools in your area can have a big effect on your potential resale. When you look, be ready to look with your creative eyes, but be realistic. You can get a great deal on a house that needs work, but pick one that doesn't need expensive work. Expensive work: cracked foundation, new roof, etc. Less-expensive work: old carpet, nasty wallpaper, overgrown landscaping, etc. Make sure you love the floorplan....you can inexpensively transform a dated space as long as you have good bones to work with.

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  5. HAPPPPPYY DANNNNNNNCINNNGGGGG all the way for you!!!! congrats, dearie!!!!!! (I can't believe I missed this post... or I would have happy danced sooner... dancing extra now, heehee! :) So excited for you!

    Looking forward to hearing about all the adventures in moving, etc.! And I so wish I could come help... I'll just have to lend my support with the dance!!!!

    love ya!

    ~ Emily N. from "too Blessed to Stress"

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